4 Important Workers Compensation Facts

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If you are injured while at work, workers compensation insurance is available from your employer to pay the costs of your medical bills and treatment. Workers compensation is often misunderstood, however. Do not be amongst those who do not understand the iowa workers compensation law. Take a look below to learn four important facts about workers’ compensation.

1- Everyone Qualifies

Workers compensation insurance is available to every employee who works at a business, even if they are responsible for the accident. Workers compensation insurance pays for medical bills and rehabilitative services. There is a process that an employee must follow to ensure they receive the pauper benefits.

iowa workers compensation law

2- Accidents off Property

If the accident occurred when you were off of company property, you may still qualify for workers comp insurance. Far too many employees think if they are driving for a company and endure an accident that isn’t on company property they don’t qualify for the coverage but this simply isn’t true.

3- Call a lawyer

Sometimes, workers comp claims are denied. There are numerous reasons why a claim may be denied. When your claim is denied, reach out to a lawyer to get help. Most offer free consultations to discuss the details of the case and can help you get the justice that is needed in the case.

4- Does Your Company Use Workers Comp Insurance?

Although most Iowa businesses are required to carry workers compensation insurance, not everyone is. Make sure that your business has the coverage in place. If the company isn’t required to carry coverage, you obviously cannot get the coverage.

Make sure you learn as much information as possible about workers compensation insurance ahead of time. The more that you know, the better off you are at the end of the day. You never know when the information will prove useful.